Welcome to Securely! These Terms of Service (“Terms”) govern your use of the payment technology solutions, services, and products provided by Xero Allied Business Advantage, LLC d/b/a Securely (“Securely,” “we,” “us,” or “our”). By accessing or using our services, you agree to comply with these Terms and our Privacy Policy. If you do not agree, do not access or use our services.

1. Overview of Services
Securely provides payment technology solutions to merchants, integrators, and service providers (“you” or “your”) to enable secure payment processing, transaction facilitation, and related services. These services are subject to the terms outlined here and any applicable agreements entered into between you and Securely.

2. Eligibility
To use our services, you must:

• • Be at least 18 years of age (or the age of majority in your jurisdiction).
  • Have the authority to enter into these Terms on behalf of yourself or your organization.
  • Provide accurate and complete information as required during the registration process.
  • Comply with all applicable laws, rules, and regulations related to your use of the services.

3. Account Registration and Responsibilities
You must create an account to access certain features of the services. You are responsible for maintaining the security of your account credentials and for all activity that occurs under your account. You must promptly notify Securely of any unauthorized use or breach of your account.

4. Use of Services
You agree to use Securely’s services solely for lawful purposes and in compliance with these Terms. You may not:

• • Use the services for any fraudulent or illegal activities.
  • Interfere with or disrupt the functionality of the services.
  • Access or use Securely’s intellectual property without authorization.

5. Fees and Payment
You agree to pay all fees associated with your use of Securely’s services as outlined in your agreement with us. Fees are subject to change with notice, and you are responsible for reviewing updates to pricing.

6. Data Protection and Privacy
Securely values your privacy. Our collection, use, and disclosure of data are governed by our Privacy Policy. You agree to comply with all applicable data protection laws and ensure that end-user data is processed securely and responsibly.

7. Intellectual Property
All rights, titles, and interests in Securely’s services, including but not limited to its software, APIs, trademarks, and documentation, are owned by Securely. These Terms do not grant you any ownership rights to Securely’s intellectual property.

8. Termination
We may suspend or terminate your access to the services if you violate these Terms, applicable laws, or other agreements with us. You may terminate your account by providing written notice to Securely.

9. Limitation of Liability
To the fullest extent permitted by law, Securely shall not be liable for indirect, incidental, or consequential damages arising out of or related to your use of the services.

10. Amendments
Securely reserves the right to update these Terms at any time. Changes will be effective upon posting to our website, and your continued use of the services constitutes your acceptance of the updated Terms.

11. Governing Law and Disputes
These Terms are governed by the laws of the State of Texas, without regard to its conflict of laws principles. Disputes will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.