Xero Allied Business Advantage, LLC d/b/a Securely (“Securely,” “we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our payment software services (“Services”). This policy applies to users in the United States only and does not apply to individuals under 18 or outside the U.S.

1. Information We Collect We collect information you provide directly to us, as well as information generated through your use of our Services.
   1. Information You Provide
      • Account Information: Name, email address, business details, phone number, and payment method details.
      • Identity Verification: Government-issued ID, tax identification number, or other documentation required to verify your identity.
      • Communications: Messages you send to our support team or inquiries submitted through our website.
   2. Information We Collect Automatically
      • Usage Data: Log data, including IP address, browser type, operating system, access times, and pages viewed.
      • Transaction Data: Payment details, such as transaction amounts, dates, and methods.
      • Cookies and Similar Technologies: Cookies, pixel tags, and similar technologies to improve user experience and analyze website activity.

2. How We Use Your Information We use the information we collect to:
   • Provide, maintain, and improve our Services.
   • Process payments and facilitate transactions.
   • Verify your identity and comply with legal obligations.
   • Communicate with you about your account, transactions, and updates.
   • Prevent fraud, unauthorized access, and other illegal activities.
   • Analyze usage trends to enhance user experience.
3. How We Share Your Information We do not sell your personal information. We may share your information with:
   • Service Providers: Third-party companies that assist us with payment processing, customer support, and other operational needs.
   • Compliance and Legal Obligations: Government agencies, regulators, or other parties as required to comply with applicable laws or enforce our terms of service.
   • Business Transfers: In connection with a merger, sale, or other transfer of company assets.
4. Your Privacy Rights If you are a California resident, you have rights under the California Consumer Privacy Act (CCPA), including:
   • Right to Know: Request details about the personal information we collect, use, and share.
   • Right to Delete: Request deletion of personal information we hold about you.
   • Right to Opt-Out: Request that we do not sell your personal information (though we do not sell information). To exercise these rights, please contact us at [email protected]. We will verify your identity before processing your request.
5. Data Security We implement industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission or storage system can be guaranteed to be completely secure.
6. Data Retention We retain personal information as long as necessary to provide our Services, comply with legal obligations, resolve disputes, and enforce agreements. When no longer required, we securely delete or anonymize your data.
7. Children’s Privacy Our Services are not intended for individuals under 18. We do not knowingly collect personal information from children. If we become aware of such data, we will delete it promptly.
8. International Use Our Services are intended for use within the United States only. If you are accessing our Services from outside the U.S., please do not use our platform.
9. Updates to This Privacy Policy We may update this policy to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the updated policy on our website and notify you of significant changes.
10. Contact Us If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:
    Xero Allied Business Advantage, LLC (d/b/a Securely)
    Attention: Legal/Chief Operating Officer
    P.O. Box 173984
    Arlington, TX 76003
    Email address for notices: [email protected]

California Privacy Notice for Securely

This California Privacy Notice supplements the information contained in the Securely Privacy Policy and applies solely to California residents in accordance with the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA).

1. Categories of Personal Information We Collect Under California law, we collect the following categories of personal information:
   • Identifiers (e.g., name, email address, phone number, business details)
   • Financial Information (e.g., payment methods, transaction details)
   • Commercial Information (e.g., transaction history with Securely)
   • Internet Activity (e.g., IP address, browser type, device information)
   • Geolocation Data (e.g., general location based on IP address)
   • Professional Information (e.g., business affiliations)
   • Sensitive Personal Information (e.g., government-issued IDs for identity verification)

   
   We do not sell personal information and only share data as outlined in our Privacy Policy for business purposes such as payment processing, security, and compliance.

2. Your Rights Under California Law California residents have the following rights regarding their personal information:
   • Right to Know: You may request a list of personal information we collect, use, or share.
   • Right to Delete: You may request deletion of your personal data, subject to legal exceptions.
   • Right to Correct: You may request corrections to inaccurate information we maintain.
   • Right to Opt-Out of Sharing: While we do not sell personal data, you may opt out of data sharing for advertising or analytics purposes.
   • Right to Limit Use of Sensitive Information: You may request that we restrict the use of sensitive data for anything beyond providing services.
   • Right to Non-Discrimination: Exercising your privacy rights will not impact your access to our services.
3. How to Exercise Your Rights To make a request, you may contact us at:
   • Email:  [email protected]
   • Phone: 817.522.1456
   • Mail:
     Xero Allied Business Advantage, LLC (d/b/a Securely)
     Attention: Legal/Chief Operating Officer
     P.O. Box 173984
     Arlington, TX 76003

   
   We may verify your identity before processing your request. Authorized agents may submit requests on your behalf with proper documentation.

4. Updates to This Notice We may update this California Privacy Notice from time to time. Any changes will be posted here and effective upon posting.